Terms and Conditions for Oman Family Finance Solutions
Welcome to Oman Family Finance Solutions. These Terms and Conditions govern your access to and use of our public information websites, digital tools for financial planning, budgeting applications, secure data management systems related to government programs, educational content on financial literacy, and online eligibility checkers for social welfare initiatives (collectively, "our Services"). By accessing or using any part of our Services, you agree to be bound by these Terms and Conditions. If you do not agree to all the terms and conditions of this agreement, then you may not access our Services.
1. Acceptance of Terms
Your access to and use of our Services is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use our Services. By accessing or using our Services, you explicitly agree to be bound by these Terms and Conditions.
2. Nature of Services Provided
Oman Family Finance Solutions provides a range of digital tools and information resources, including but not limited to:
- Development and maintenance of public information websites focused on financial well-being.
- Digital tools for personal financial planning and budgeting.
- Secure data management solutions for government programs, ensuring confidentiality and integrity.
- Educational content designed to enhance financial literacy.
- Online eligibility checkers for various social welfare initiatives.
Our Services are intended for informational and planning purposes only and do not constitute financial, legal, or professional advice. Users should consult with qualified professionals for specific advice tailored to their individual circumstances.
3. User Responsibilities
As a user of our Services, you agree to:
- Provide accurate, current, and complete information when required for the use of our tools and services.
- Use our Services only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this service by any third party.
- Maintain the confidentiality of any account credentials and be responsible for all activities that occur under your account.
- Not engage in any activity that could damage, disable, overburden, or impair any aspect of our Services or interfere with any other party's use of our Services.
4. Intellectual Property Rights
All content, features, and functionality on our online platform, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, and software, are the exclusive property of Oman Family Finance Solutions, its licensors, or other providers of such material and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our platform, except as generally permitted by standard web browser functionalities or with express written consent from Oman Family Finance Solutions.
5. Privacy Policy
Your use of our Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal data. By using our Services, you consent to the data practices described in our Privacy Policy.
6. Disclaimer of Warranties
Our Services are provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind, either express or implied. Oman Family Finance Solutions explicitly disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our Services will be uninterrupted, secure, or free from errors, viruses, or other harmful components. We make no warranty regarding the accuracy, completeness, or reliability of any information obtained through our Services.
7. Limitation of Liability
In no event shall Oman Family Finance Solutions, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use our Services; (ii) any conduct or content of any third party on our Services; (iii) any content obtained from our Services; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
8. Indemnification
You agree to defend, indemnify, and hold harmless Oman Family Finance Solutions and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of our Services, by you or any person using your account and password; b) a breach of these Terms; or c) content posted on our Services.
9. Governing Law
These Terms shall be governed and construed in accordance with the laws of the Sultanate of Oman, without regard to its conflict of law provisions.
10. Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use our Services.
11. Contact Us
If you have any questions about these Terms, please contact us:
- Address: 153 Al Maha Street, 3rd Floor, Ruwi, Muscat, Muscat Governorate, 112, Oman
- Phone: +968 2456 7890